At Loan Direct, we offer specialized savings accounts designed to cater to the distinct needs of our clients, whether they are retail customers or corporate entities. Our savings solutions are structured to maximize returns on your deposits, providing competitive interest rates and tailored features to support your financial growth and business transactions.

Direct Personal Savings Account

A prime option for retail clients aiming to accumulate savings interest, the Direct Personal Savings Account combines growth with flexibility.

Target Clients: Retail Customers

Minimum & Initial Deposit: €3,000,000

Interest Rate: 3.75% per annum

Maturity: 12 months

Withdrawal Frequency: Up to 5 times per month

Interest Payment: Daily calculation, monthly payout

Interest is compounded daily and paid out monthly, ensuring your savings grow consistently. Be mindful of the service charge of €100 monthly if the average daily balance dips below €3,000,000 over the last three months. The interest rate is subject to change on the first business day of each calendar month.

Direct Corporate Savings Account

Designed for business savers, the Direct Corporate Savings Account enables corporate clients to enhance their savings without restrictions, facilitating additional loan opportunities.

Target Clients: Corporate and Institutional Investors

Minimum & Initial Deposit: €5,000,000

Interest Rate: 4.5% per annum

Maturity: 18 months

Withdrawal Frequency: Maximum of 1 withdrawal per month

This account type is ideal for businesses looking to save for specific purposes or transactions, offering the flexibility and financial leverage needed for corporate growth.

Loan Direct is committed to providing robust savings solutions that serve the diverse needs of our clients. Whether you’re building personal wealth or enhancing your business’s financial foundation, our accounts are designed to support your objectives with competitive interest rates, thoughtful features, and the security you need to save confidently.